Make the result useful
Property-cash-runway planning
Available cash is property cash that can actually cover operating obligations.
Monthly costs are the recurring obligations you choose to include.
Runway is a static snapshot before future rent, repairs, or financing changes.
A longer runway is not a substitute for accurate billing and reserve planning.
The assumptions that move this result
Available cash
Accessible property cash.
Monthly costs
Recurring modeled obligations.
Coverage period
Months implied by the division.
Cash restrictions
Amounts that may not be available.
cash runway months = available cash ÷ monthly costs
Use the output as a documented scenario result, not a guarantee.
Read the number in context
Worked scenario
Scenario: $7,200 ÷ $2,400 = 3 months of modeled runway.
Edge case
Edge case: a major repair immediately reduces cash and runway.
Ignores incoming rent, variable expenses, and restricted funds.
Before you act
• Confirm accessible cash.
• Include all recurring bills.
• Test a repair and vacancy downside.
Worked formula
cash runway months = available cash ÷ monthly costs
Is this a forecast?
No. It calculates the assumptions you enter.
Can it replace professional review?
No. Use current records and qualified advice.
What should I save?
Keep the assumptions and source records used for the decision.