Free tools

Free tools for landlords

Free landlord calculators, planners, and checklists for deals, mortgages, rent, leasing, operations, accounting controls, and AI property-management workflows. Runs in your browser with no signup.

Start with the decision, then inspect the definition and workflow

Price the vacancy decision

Run the cost of an empty day before deciding what a faster make-ready, listing change, or concession is worth.
Vacancy cost calculator

Test the next acquisition

Model cash flow and return assumptions, then stress-test financing and operating inputs separately.
Rental property ROI calculator

Compare refinancing costs

Screen cost recovery, then compare interest and closing costs over the period you expect to keep the loan.
Refinance break-even calculatorWhat mortgage refinancing means

Build and reconcile a rent roll

Keep contract rent, vacant-unit market rent, ledger activity, and bank-confirmed receipts distinct.
Free rent roll template and analyzerWhat a rent roll isRead the reviewed guide →

Review a late-fee scenario

Calculate the lease formula, then check current state and local rules before posting a charge.
Late fee calculatorLate-fee limits and recordsRead the reviewed guide →

Calculate rent per square foot

Divide rent by consistently measured living area, then compare similar units instead of treating one ratio as the market answer.
Rent per square foot calculatorHow market rent uses comparable rentals

See how much rent fits your salary

Compare two common income guidelines for a rent budget without turning either rule of thumb into an approval decision.
Rent affordability calculator by income

Create a move-in or move-out report

Document condition room by room, add notes and dates, then print or save a signature-ready inspection report.
Move-in / move-out inspection report templateHow security-deposit records work

Estimate landlord cash flow

Separate operating income, the mortgage, vacancy, and reserves so a positive rent spread does not hide the property’s real cash result.
Rental cash flow calculatorWhat net operating income means

Support a market-rent estimate

Adjust and weight dated rental evidence, then inspect the median and range instead of relying on one listing or ratio.
Free rental valuation and market-rent comparables workbookHow market rent uses comparablesRead the reviewed guide →

Price short-term financing

Separate points, staged-draw interest, fixed charges, holding time, and exit fees before testing the project exit.
Hard money loan cost calculatorHow hard-money loans work

Model a HELOC draw and repayment

Compare available credit and interest-only carry with a modeled repayment payment and higher-rate scenarios.
HELOC draw and repayment plannerHow a revolving HELOC worksRead the reviewed guide →

Compare mortgage points and lender credits

Compare same-loan pricing by payment, holding-period interest, remaining principal, upfront tradeoff, and crossover month.
Mortgage points vs. lender credit calculatorWhat a lender credit changesRead the reviewed guide →
Browse by what you need to do

Start with the landlord question in front of you.

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Analyze a deal
Buy & finance
Rent & lease
Run operations
Plan cash & accounting
Templates & checklists
All 67 reviewed calculators, planners, templates, and checklists.

Vacancy cost calculator

Estimate the rent you lose for every day a unit sits empty.
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Property management cost calculator

Apply a quoted percentage fee to your collected rent.
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How much time is self-managing taking?

Estimate the monthly and yearly hours self-managing really takes.
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Rental property tax deductions checklist

Surface the deduction categories landlords commonly miss.
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Rental property ROI calculator

Estimate cap rate, cash flow, and cash-on-cash from your numbers.
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Rent proration calculator

Prorate a partial month of rent — both the actual-days and 30-day ways.
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Rent affordability calculator by income

See how much rent fits your income using common budgeting rules of thumb.
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Mortgage calculator

Estimate monthly principal & interest, total interest, and total paid.
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Rental cash flow calculator

Estimate monthly and annual cash flow after every real cost.
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Cap rate calculator

Estimate cap rate and NOI from price, income, and expenses.
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Gross rent multiplier (GRM) calculator

Estimate the GRM — price relative to a year of gross rent.
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1% rule calculator

Screen a deal against the 1% rule and see the target rent.
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DSCR calculator

Estimate the debt-service coverage ratio — income ÷ loan payments.
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Rental yield calculator

Estimate gross and net rental yield from rent, price, and expenses.
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Cost of tenant turnover calculator

Estimate the full cost of turning a unit over between tenants.
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Rent increase calculator

See the new rent and the yearly dollar impact of a percentage increase.
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Mortgage payoff calculator

Estimate the time and interest saved by paying extra principal.
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Price per square foot calculator

Compare property prices using a consistent living-area basis.
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Rent vs. sell calculator

Compare keeping a rental against selling and investing the proceeds.
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Real estate vs. stocks calculator

Illustrate the same capital grown at a rental rate vs. a stock rate.
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Straight-line depreciation calculator

Estimate annual straight-line depreciation on a rental building.
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Rent receipt generator

Create a clean, printable rent receipt from a short form.
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Landlord reference letter generator

Draft a professional landlord reference letter, ready to print.
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Move-in / move-out inspection report template

Fill in a room-by-room condition checklist and print it to sign.
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NOI calculator

Estimate a property’s net operating income, before the mortgage.
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Cash-on-cash return calculator

Estimate the first-year return on the cash you put in.
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50% rule calculator

Screen rental cash flow fast with the 50% expense rule of thumb.
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70% rule calculator

Estimate a maximum offer for a flip or BRRRR deal.
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Operating expense ratio calculator

Estimate the share of rental income spent on operating costs.
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Debt yield calculator

Estimate the income-to-loan ratio lenders use to size a loan.
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Rent per square foot calculator

Compare rents across units on a per-square-foot basis.
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Loan-to-value (LTV) calculator

Estimate loan-to-value and the down payment behind it.
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Utility bill split calculator

Split a shared utility bill across units, evenly or by occupancy.
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Late fee calculator

Compare a lease fee formula, days elapsed, and a user-entered maximum without claiming the charge is legally allowed.
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Break-even ratio calculator

See what share of your rental income the bills consume — and the cushion left over.
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Vacancy rate calculator

Compute your actual vacancy rate from days vacant or unit-months — your records, your rate.
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Effective gross income calculator

Turn full-occupancy rent into the realistic income line — minus your own vacancy allowance.
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Property appreciation calculator

See what compounding at the growth rate you assume would do to a property’s value.
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Amortization schedule calculator

Monthly P&I payment plus a year-by-year principal, interest, and balance table.
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Refinance break-even calculator

How many months of payment savings it takes to repay refi closing costs.
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BRRRR calculator

New loan, cash pulled out, cash left in, equity, and post-refi cash flow.
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Rent vs buy calculator

Monthly cash cost of renting vs owning, plus a multi-year running total.
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Roommate rent split calculator

Split rent across roommates evenly or by room size.
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CapEx reserve calculator

Size a monthly reserve for big-ticket replacements.
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House hacking calculator

See your real housing cost when tenants pay part of the bill.
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Short-term vs long-term rental calculator

Compare short-term and long-term rental income on your own assumptions.
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Lease renewal calculator

Compare keeping a tenant with turning and re-listing the unit.
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Rent concession calculator

Calculate the effective rent after free rent or a signing credit.
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Security deposit calculator

Calculate a deposit refund or shortfall from documented deductions.
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Rental property cash to close calculator

Plan the down payment, closing, and immediate repair cash.
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Rental maintenance budget calculator

Set a monthly contribution toward your own maintenance target.
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Rental listing break-even calculator

Estimate how many vacancy days a promotion would need to avoid.
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Free rent roll template and analyzer

Roll occupied rents, vacant-unit market rent, and physical occupancy into one dated snapshot.
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PMS migration reconciliation checklist

Bridge source, target, and bank balances before releasing a new property-management system.
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AI action authority matrix for property management

Classify a proposed AI action as bounded execution, approval required, or human decision only.
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Rent roll reconciliation tool

Bridge scheduled rent to ledger charges, payment reversals, and bank-confirmed receipts.
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Property management exception queue triage planner

Allocate reviewer capacity to consequential, money/privacy, and routine exception packets.
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Integration retry and duplicate-action simulator

Model how duplicate events and blind retries can multiply payments, messages, or work orders.
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Small landlord operating cadence builder

Turn open maintenance, payment, lease, bank, and automation signals into a review calendar.
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Hard money loan cost calculator

Model points, lender fees, staged-draw interest, holding time, and exit fees without mistaking the result for a quote.
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HELOC draw and repayment planner

Test line availability, utilization, interest-only carry, and a modeled repayment payment after a planned HELOC draw.
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Free rental valuation and market-rent comparables workbook

Adjust and weight actual rental comparables, then inspect the indicated rent, median, range, and evidence gaps.
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Mortgage points vs. lender credit calculator

Compare two same-loan offers by points, lender credit, monthly principal and interest, horizon interest, and crossover month.
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Balloon payment calculator

Model the payment and principal still due at a shorter balloon date.
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Combined loan-to-value (CLTV) calculator

Estimate combined leverage without confusing HELOC balance and line limit.
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PITI calculator

Break out PITI and the wider monthly housing outflow.
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NOI, cap rate, DSCR and debt yield calculator

Calculate EGI, NOI, cap rate, DSCR, and debt yield from one consistent property model.
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Tools use the numbers you enter and any assumptions stated on the page. Results are planning estimates; they do not promise savings or represent measured outcomes.

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