Make the result useful
capital-contribution gap
This worksheet makes capital-contribution gap explicit from the exact figures you enter. Review the period and basis of every amount before comparing results.
Use a conservative scenario as well as the base scenario; the calculation describes assumptions rather than predicting behavior.
The assumptions that move this result
Cash need
Amount the property must fund.
Property cash
Available property cash.
Other funding
Confirmed non-owner source.
cash need − property cash − other funding
Read the result as a planning measure for the selected period.
Read the number in context
Worked scenario
$4,200 − $2,800 − $900 = $500 contribution.
Edge case
Restricted cash may not be available despite appearing in an account.
Entity, loan, and tax treatment require separate confirmation.
Before you act
• Confirm every input uses the same time period.
• Test a downside scenario before relying on the result.
• Keep source records with the decision.
Formula
cash need − property cash − other funding
What period should I use?
Use one consistent reporting or planning period for every input.
Does this predict performance?
No. It only performs the stated arithmetic.
Can it replace records or advice?
No. Confirm decisions with source records and appropriate professional guidance.