Aptoria

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For property investors

Real visibility into the doors you own.

If someone else manages your units, you don't need a CRM — you need the truth on demand. Live distributions, statement PDFs, per-property P&L, cap rate, NOI, and a direct ACH path to your bank, all read from the actual ledger.

Get owner access

How it works

Read-only by design

ACH straight to your bank

Numbers from the ledger

0 min

Soft-commit window on eligible actions

0 + DC

States with built-in late-fee + deposit law

Scoped

Decision-ledger verification, not legal certification

Integrations across payments, banking, AI

The owner blind spots

What you can’t see is costing you.

Your PM emails statements as PDFs — sometimes monthly, sometimes “soon.”

Statements land in your inbox on the 5th like clockwork. Every distribution is downloadable from the owner portal anytime.

You don't really know your cap rate right now — you trust last year's spreadsheet.

Real-time NOI, cap rate, cash-on-cash, and DSCR per property, computed from the actual ledger.

Payments come by check or wire and take 5–7 days to clear.

Stripe Connect ACH onboarding once. Distributions hit your bank in 2–3 business days, with transfer IDs you can verify.

When something goes wrong — vacancy, late tenants — you find out a month later.

Optional alerts on vacancy, AR aging, and unscheduled expenses. Your PM still owns the response; you just get the early warning.

How the money reaches you

From rent collected to cash in your account.

Rent posts

As tenants pay, income lands in the ledger against the right property — no month-end reconstruction.

Your numbers refresh

NOI, cap rate, and expense ratio update daily as transactions post, so the portal is current, not quarterly.

You get paid by ACH

Distributions route through Stripe Connect straight to your bank in a few business days — no checks to deposit.

You can verify it

Every statement and transfer carries an ID you can trace, and the underlying log is tamper-evident.

What lands in your portal

This is what "current" actually looks like.

A live sample of the rows landing in your owner portal — statements, distributions, alerts, ledger updates. Every ID here traces back to a real event, not a snapshot from last quarter.

Live from your queue

August statement — 128 Kent Ave

YTD income $22,410 · statement_a1b

done

ACH distribution — Chase ••4421

$3,842.19 · settles Sep 5 · tx_4kd

done

Cap rate refreshed — 3 doors

T12 NOI recomputed · 5.9% · 6.2% · 6.4%

queued

Rent posted — 128 Kent 3F

$2,700 · September · ledger je_9k

done

AR aging alert — 40 Bergen 2R

11 days past due · PM notified

held

Statement PDF sealed

hash 0x2e…f9 · one-click download

done

August statement — 128 Kent Ave

YTD income $22,410 · statement_a1b

done

ACH distribution — Chase ••4421

$3,842.19 · settles Sep 5 · tx_4kd

done

Cap rate refreshed — 3 doors

T12 NOI recomputed · 5.9% · 6.2% · 6.4%

queued

Rent posted — 128 Kent 3F

$2,700 · September · ledger je_9k

done

AR aging alert — 40 Bergen 2R

11 days past due · PM notified

held

Statement PDF sealed

hash 0x2e…f9 · one-click download

done

Visibility without interference

See everything. Break nothing.

Owner access is read-only by design. You get full transparency into your own properties without any risk of accidentally changing something on your PM’s side.

You see only your own properties and distributions — enforced by row-level security in the database, not just the UI.

You can’t edit the PM’s data; the visibility is one-directional by construction.

Numbers come straight from the double-entry ledger, so what you see is what actually happened.

Optional alerts keep you informed on vacancy and AR aging while your PM keeps ownership of the response.

What you gain

The clarity a spreadsheet never gave you.

Know your true returns

Trailing-12-month NOI, expense ratio, and cap rate per door — refreshed daily as transactions post, not once a year.

Payouts in days, not weeks

ACH straight to your bank. No checks to deposit, no wire fees, no “the bookkeeper is on vacation.”

Read-only by design

You see your own properties and distributions; you can’t accidentally edit anything on the PM’s side. Enforced by row-level security in the database.

Trust without theater

Verifiable, not vibes.

Three things you can check yourself — without a sales call, without a logo carousel.

Review cancellation and reversal scope before relying on it.

Eligible irreversible autonomous actions using Aptoria’s soft-commit workflow have a 15-minute cancellation window before execution. Undo is available only for actions marked reversible; completed provider or external actions may need a separate remedy.

Soft-commit scope

Decision records with available hash verification.

For organization-scoped decisions recorded through the current decision ledger, Aptoria can verify hash-chain structure and available content hashes. It is not an immutable external archive, complete legal record, or compliance certification.

Ledger scope

Human review remains part of consequential work.

Supported policy blocks keep defined action classes, including eviction filing, applicant denial, lease termination, and security-deposit deductions, out of autonomous execution. Product controls do not replace legal review or jurisdiction-specific advice.

Human-required floor

See exactly how we measure it

Answers

Everything you're about to ask.

Pricing, control, migration, safety — the honest version, no sales call required.

How much does it cost?

Can I control how much the agent is allowed to spend on its own?

Do I need to migrate my data?

How do rent payments work?

What does the 'AI agent' actually do?

Isn't every tool adding AI now — how is this actually different?

Where do my vacant units get listed?