Integrations · Banking

Verify bank accounts and prepare rent payments with Plaid.

Aptoria connects to Plaid so tenants link a bank account in seconds for eligible ACH autopay, and your operating account feeds nightly reconciliation. Plaid-hosted credential flow; credentials never touch Aptoria.

Live

Available after setup

Plaid is listed as live in Aptoria's integration catalog. Availability still depends on customer authorization, provider configuration, and a successful provider receipt for the specific workflow.

Connect Plaid

All integrations

Plaid-hosted link

Instant account link

No credentials stored

Plaid · linked

Account

••••4471 · Checking

Verification

Instant

ACH autopay

Enabled

Credentials

Held by Plaid

Tenants link a bank in seconds

Instead of typing routing and account numbers, tenants authenticate with their bank through Plaid. Aptoria receives a tokenized link — never the login — and enables ACH autopay against the verified account.

Instant account verification, no micro-deposit wait

Tokenized — bank credentials never reach Aptoria

ACH autopay set up against the verified account

Re-auth prompt shown if a token expires

Account link

Bank

Chase

Account

Checking ••4471

Method

Plaid Auth

Status

Verified

Nightly reconciliation from your operating account

Connect your landlord operating account and Aptoria pulls transactions through Plaid to match deposits against expected rent — flagging shortfalls, duplicates, and unexpected debits before they become a surprise.

Operating-account transactions synced nightly

Deposits matched to expected rent per lease

Shortfalls and duplicates flagged for review

Feeds the GL so your books stay current

Nightly match

Expected

$18,440

Deposited

$18,440

Unmatched

0 items

Booked to

Security by construction

Plaid carries the bank login and returns Aptoria only the tokens it needs for enabled workflows. Linked-account actions are recorded to the audit ledger with available verification context.

Provider-hosted bank connection with tokenized Aptoria access

Tokenized access — revocable by the tenant any time

No stored banking credentials on Aptoria

Every link + pull recorded to the audit ledger

Access token

Scope

Auth + Transactions

Stored by

Aptoria = token only

Revocable

By tenant

Logged

Audit ledger

Trust without theater

Verifiable, not vibes.

Three things you can check yourself — without a sales call, without a logo carousel.

Review cancellation and reversal scope before relying on it.

Eligible irreversible autonomous actions using Aptoria’s soft-commit workflow have a 15-minute cancellation window before execution. Undo is available only for actions marked reversible; completed provider or external actions may need a separate remedy.

Soft-commit scope

Decision records with available hash verification.

For organization-scoped decisions recorded through the current decision ledger, Aptoria can verify hash-chain structure and available content hashes. It is not an immutable external archive, complete legal record, or compliance certification.

Ledger scope

Human review remains part of consequential work.

Supported policy blocks keep defined action classes, including eviction filing, applicant denial, lease termination, and security-deposit deductions, out of autonomous execution. Product controls do not replace legal review or jurisdiction-specific advice.

Human-required floor

See exactly how we measure it

More integrations

Connect Plaid and verify every account.

Free for your first unit. Tenants link a bank through Plaid and nightly ledger updates can be reviewed where enabled.

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