Integrations · Banking

Verify bank accounts and prepare rent payments with Plaid.

Aptoria connects to Plaid so tenants link a bank account in seconds for eligible ACH autopay, and your operating account feeds nightly reconciliation. Plaid-hosted credential flow; credentials never touch Aptoria.
Live
Available after setup
Plaid is listed as live in Aptoria's integration catalog. Availability still depends on customer authorization, provider configuration, and a successful provider receipt for the specific workflow.
Plaid-hosted link
Instant account link
No credentials stored
Plaid · linked
Account
••••4471 · Checking
Verification
Instant
ACH autopay
Enabled
Credentials
Held by Plaid

Tenants link a bank in seconds

Instead of typing routing and account numbers, tenants authenticate with their bank through Plaid. Aptoria receives a tokenized link — never the login — and enables ACH autopay against the verified account.
Instant account verification, no micro-deposit wait
Tokenized — bank credentials never reach Aptoria
ACH autopay set up against the verified account
Re-auth prompt shown if a token expires
Account link
Bank
Chase
Account
Checking ••4471
Method
Plaid Auth
Status
Verified

Nightly reconciliation from your operating account

Connect your landlord operating account and Aptoria pulls transactions through Plaid to match deposits against expected rent — flagging shortfalls, duplicates, and unexpected debits before they become a surprise.
Operating-account transactions synced nightly
Deposits matched to expected rent per lease
Shortfalls and duplicates flagged for review
Feeds the GL so your books stay current
Nightly match
Expected
$18,440
Deposited
$18,440
Unmatched
0 items
Booked to
GL

Security by construction

Plaid carries the bank login and returns Aptoria only the tokens it needs for enabled workflows. Linked-account actions are recorded to the audit ledger with available verification context.
Provider-hosted bank connection with tokenized Aptoria access
Tokenized access — revocable by the tenant any time
No stored banking credentials on Aptoria
Every link + pull recorded to the audit ledger
Access token
Scope
Auth + Transactions
Stored by
Aptoria = token only
Revocable
By tenant
Logged
Audit ledger
Trust without theater
Verifiable, not vibes.
Three things you can check yourself — without a sales call, without a logo carousel.
Review cancellation and reversal scope before relying on it.
Eligible irreversible autonomous actions using Aptoria’s soft-commit workflow have a 15-minute cancellation window before execution. Undo is available only for actions marked reversible; completed provider or external actions may need a separate remedy.
Soft-commit scope
Decision records with available hash verification.
For organization-scoped decisions recorded through the current decision ledger, Aptoria can verify hash-chain structure and available content hashes. It is not an immutable external archive, complete legal record, or compliance certification.
Ledger scope
Human review remains part of consequential work.
Supported policy blocks keep defined action classes, including eviction filing, applicant denial, lease termination, and security-deposit deductions, out of autonomous execution. Product controls do not replace legal review or jurisdiction-specific advice.
Human-required floor
See exactly how we measure it

More integrations

Payments
Stripe
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Connect Plaid and verify every account.

Free for your first unit. Tenants link a bank through Plaid and nightly ledger updates can be reviewed where enabled.
Start free
See the demo