Integrations · Payments

Collect rent through Stripe — funds settle straight to your bank.

For eligible rent-payment workflows, Aptoria requires a connected Stripe account. Provider terms, account configuration, payment method, settlement timing, merchant-of-record status, and any custody arrangement govern the payment. Do not rely on Aptoria as a bank or custodian.
Live
Available after setup
Stripe Connect is listed as live in Aptoria's integration catalog. Availability still depends on customer authorization, provider configuration, and a successful provider receipt for the specific workflow.
Funds settle to your bank
Card + ACH rails
Held to cancel
Stripe · connected
Card
2.9% + 30¢
ACH bank transfer
$0.50 flat
Payout account
Your bank · direct
Funds custody
Never Aptoria
Illustrative — your Stripe rates and settlement account are your own.

Every rail Stripe supports, tied to the lease

Tenants enroll once and pay by card or ACH on the rails they prefer. Aptoria prepares eligible Stripe charges, records provider outcomes, and maps returned payment evidence back to the lease and your GL review.
Card at 2.9% + 30¢ or ACH at $0.50 flat — tenant’s choice
Autopay with provider-status-aware retry rules
Rent, pet rent, parking, RUBS — one Stripe connection
Each provider-returned charge mapped to the lease and general ledger review
Rent charge
Tenant
Unit 4B
Method
ACH · Stripe
Amount
$1,720
Reconciled to
Lease + GL

You keep custody — Stripe settles direct

Aptoria uses Stripe Connect so funds move on your own connected account and settle straight to your bank. There is no Aptoria-held balance in the middle — a design choice that keeps money-transmission risk off the table.
Stripe Connect on your own account, not ours
Provider settlement timing and payout availability depend on the connected account and payment route
No Aptoria-held float or wallet
Owner distributions via Stripe payouts, fully logged
Settlement
Rail
Stripe Connect
Settles to
Your bank
Timing
Provider and account dependent
Aptoria custody
None

Review-ready payout and 1099-K support

Processor fees can be netted and posted to your books when the workflow is configured. At year end, Aptoria helps compare the Stripe-issued 1099-K against your ledger so mismatches are visible before you file.
Stripe processor fees prepared for review
Every payout recorded to the audit ledger
1099-K compared against your GL
Refunds + disputes tracked back to the charge
1099-K check
Stripe 1099-K
$206,280
Ledger total
$206,280
Variance
$0
Status
Ties out
Trust without theater
Verifiable, not vibes.
Three things you can check yourself — without a sales call, without a logo carousel.
Review cancellation and reversal scope before relying on it.
Eligible irreversible autonomous actions using Aptoria’s soft-commit workflow have a 15-minute cancellation window before execution. Undo is available only for actions marked reversible; completed provider or external actions may need a separate remedy.
Soft-commit scope
Decision records with available hash verification.
For organization-scoped decisions recorded through the current decision ledger, Aptoria can verify hash-chain structure and available content hashes. It is not an immutable external archive, complete legal record, or compliance certification.
Ledger scope
Human review remains part of consequential work.
Supported policy blocks keep defined action classes, including eviction filing, applicant denial, lease termination, and security-deposit deductions, out of autonomous execution. Product controls do not replace legal review or jurisdiction-specific advice.
Human-required floor
See exactly how we measure it

More integrations

Banking
Plaid
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Connect Stripe and start collecting rent.

Free for your first unit. Tenants pay on Stripe, funds settle through your connected account, and returned charges are prepared for reconciliation.
Start free
See the demo