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Research · introductory

How common are home fires in houses and apartments, and what causes them?

USFA's national estimates of residential building fires, deaths and losses for 2014 to 2023, the leading causes, and how fires in houses and apartment buildings differ, including smoke alarm data.
By Logan Piper, Aptoria's founder, who has managed residential rental property since age 13 and has owned since 21 · 8 min read · Updated 2026-10-25 · Last reviewed 2026-10-25
Technical content review: Claude technical editorial review. Every number re-fetched or recomputed against the cited source; derived figures recomputed independently; wording checked for overstatement, copying and fair-housing safety. Findings and resolutions are in the evidence file.
This is a technical review, not independent human or professional review.
Aptoria
In this resource
The short answer
The key numbers
Are home fires becoming more or less common?
What causes most home fires?
How do fires in houses and apartment buildings differ?
Where in the home do fires start?
Sources and references
12
Revision history
1
Residential fires by the numbers
In this resource
Research
1. The key numbers
USFA's national estimates count 344,600 residential building fires in 2023, with 2,890 deaths, 10,400 injuries and about $11.3 billion in dollar loss. USFA's residential buildings include one- and two-family homes, multifamily buildings and other residential properties such as boarding houses, hotels and dormitories.
2. Are home fires becoming more or less common?
Fires moved between about 345,000 and 381,000 a year from 2014 to 2023, rising and falling from year to year before the 2023 low. Deaths ranged from 2,565 to 2,890.
3. What causes most home fires?
Cooking is the leading cause by a wide margin: 167,800 residential building fires in 2023, or about 49% of all residential building fires by our calculation. USFA reports cooking as the leading cause over the 2014 to 2023 period.
4. How do fires in houses and apartment buildings differ?
USFA's most recent reports by building type cover 2017 to 2019. One- and two-family buildings, which USFA defines as detached homes, manufactured homes, mobile homes not in transit, and duplexes, had about 230,500 fires a year, 63% of residential building fires, and 2,220 deaths a year. Multifamily buildings such as apartments, town houses and condominiums had about 106,700 fires and 400 deaths a year.
5. Where in the home do fires start?
Among nonconfined fires, which spread beyond a pot, fireplace or similar container, kitchens and cooking areas were the leading place of origin: 18% in one- and two-family buildings and 33% in multifamily buildings. Bedrooms were next in both, at about 12% to 13%.
6. How often were smoke alarms present and working?
In nonconfined fires in occupied one- and two-family buildings, smoke alarms were reported present in 44% and absent in 23%; firefighters could not tell in 33%. In nonconfined multifamily fires, alarms were present in 64% and absent in 18%.
7. What this means for landlords
These figures describe fires nationally, not the risk at any one property. Some considerations follow from them.
Residential fires by the numbers
Format
Research
Difficulty
introductory
Reading time
8 min read
Updated
2026-10-25
Last reviewed
2026-10-25
Sources and references
12
In this resource
1. The key numbers
USFA's national estimates count 344,600 residential building fires in 2023, with 2,890 deaths, 10,400 injuries and about $11.3 billion in dollar loss. USFA's residential buildings include one- and two-family homes, multifamily buildings and other residential properties such as boarding houses, hotels and dormitories.
Key takeaways
USFA estimates 344,600 residential building fires, 2,890 deaths and about $11.3 billion in losses in 2023.
Cooking caused 167,800 residential building fires in 2023, about 49% of the total by our calculation.
In 2017 to 2019, one- and two-family homes had 7.9 deaths per 1,000 fires against 3.1 in multifamily buildings.
The short answer
The U.S. Fire Administration estimates 344,600 residential building fires in 2023, killing 2,890 people and causing about $11.3 billion in losses. Cooking starts the most, 167,800 of them. In 2017 to 2019, one- and two-family homes had 63% of residential fires but about 80% of deaths (our calculation), while cooking caused 74% of multifamily fires.

Key takeaways

  • USFA estimates 344,600 residential building fires, 2,890 deaths and about $11.3 billion in losses in 2023.
  • Cooking caused 167,800 residential building fires in 2023, about 49% of the total by our calculation.
  • In 2017 to 2019, one- and two-family homes had 7.9 deaths per 1,000 fires against 3.1 in multifamily buildings.
  • Cooking caused 74% of multifamily fires and 37% of one- and two-family fires; heating was a larger cause in houses.
  • Smoke alarm requirements vary by state and locality; USFA recommends alarms on every level, tested monthly and replaced every 10 years.

The key numbers

USFA's national estimates count 344,600 residential building fires in 2023, with 2,890 deaths, 10,400 injuries and about $11.3 billion in dollar loss. USFA's residential buildings include one- and two-family homes, multifamily buildings and other residential properties such as boarding houses, hotels and dormitories.
Over 2014 to 2023, USFA reports a 6% decrease in fires, a 5% increase in deaths, an 8% decrease in injuries and a 25% increase in dollar loss after adjusting for inflation. 2023 had the fewest fires and the most deaths of the 10 years.
USFA's statistics home page also gives a 2024 estimate of 343,000 residential building fires, with cooking the leading cause at 46.7%. Its detailed residential summaries, used on this page, still run through 2023.
Residential building fires in the U.S., 2023, and USFA's 10-year trends
Measure2023 estimateUSFA trend, 2014 to 2023
Fires344,600-6%
Deaths2,890+5%
Injuries10,400-8%
Dollar loss$11.3 billion+25% (adjusted for inflation)

Are home fires becoming more or less common?

Fires moved between about 345,000 and 381,000 a year from 2014 to 2023, rising and falling from year to year before the 2023 low. Deaths ranged from 2,565 to 2,890.
USFA's stated trends differ from a simple comparison of the first and last years. USFA's summary page does not say how it calculates them; by our check, its figures match the change along a straight-line (least-squares) trend fitted to all 10 years. By our comparison of the 2014 and 2023 estimates, fires were 9.2% lower, deaths 4.5% higher and injuries 13.9% lower.
Residential building fires, deaths and injuries, USFA national estimates, 2014 to 2023
YearFiresDeathsInjuries
2014379,5002,76512,075
2015380,9002,56511,475
2016364,3002,77511,025
2017371,5002,69510,825
2018379,6002,79011,525
2019354,4002,83012,625
2020372,0002,61511,825
2021353,5002,84011,400
2022374,3002,72010,250
2023344,6002,89010,400

What causes most home fires?

Cooking is the leading cause by a wide margin: 167,800 residential building fires in 2023, or about 49% of all residential building fires by our calculation. USFA reports cooking as the leading cause over the 2014 to 2023 period.
The next causes in 2023 were other unintentional or careless actions (31,500), heating (27,900) and electrical malfunctions (23,700). Over 2014 to 2023, USFA reports heating fires down 31% and other careless fires up 42%.
Leading causes of residential building fires, 2023, USFA national estimates (share of all residential building fires is our calculation)
CauseFires, 2023Share of residential building fires (ours)USFA trend, 2014 to 2023
Cooking167,80048.7%-11%
Other unintentional, careless31,5009.1%+42%
Heating27,9008.1%-31%
Electrical malfunction23,7006.9%+2%

How do fires in houses and apartment buildings differ?

USFA's most recent reports by building type cover 2017 to 2019. One- and two-family buildings, which USFA defines as detached homes, manufactured homes, mobile homes not in transit, and duplexes, had about 230,500 fires a year, 63% of residential building fires, and 2,220 deaths a year. Multifamily buildings such as apartments, town houses and condominiums had about 106,700 fires and 400 deaths a year.
Fires in one- and two-family homes were deadlier: 7.9 deaths per 1,000 reported fires against 3.1 in multifamily buildings, by USFA's NFIRS loss measures, and about 80% of residential fire deaths in those years by our calculation from USFA's averages. USFA's later report on fatal residential fires found 79% of them in one- and two-family dwellings in 2018 to 2020.
Cooking caused 74% of multifamily fires but 37% of one- and two-family fires, while heating caused 12% of one- and two-family fires and 4% of multifamily fires. USFA suggests small cooking fires in apartment buildings may be reported more often because neighbors or building alarms alert the fire department.
One- and two-family vs multifamily residential building fires, yearly averages for 2017 to 2019. Fires, deaths, injuries and loss per year are USFA national estimates; deaths per 1,000 fires and dollar loss per fire are USFA's averages from incidents reported to NFIRS, with dollar loss in 2019 dollars.
MeasureOne- and two-familyMultifamily
Fires per year230,500106,700
Share of residential building fires63%29%
Deaths per year2,220400
Injuries per year7,2503,875
Property loss per year$6 billion$1.7 billion
Deaths per 1,000 reported fires (NFIRS)7.93.1
Dollar loss per reported fire (NFIRS, 2019 dollars)$22,030$13,730
Cooking share of fires37%74%
Heating share of fires12%4%
Electrical malfunction share of fires9%3%

Where in the home do fires start?

Among nonconfined fires, which spread beyond a pot, fireplace or similar container, kitchens and cooking areas were the leading place of origin: 18% in one- and two-family buildings and 33% in multifamily buildings. Bedrooms were next in both, at about 12% to 13%.
USFA notes that only 40% of nonconfined multifamily fires that started in the kitchen were cooking fires. Fires were more common in cooler months in both building types, peaking in January, and residential building fires overall peaked from 5 to 8 p.m.

How often were smoke alarms present and working?

In nonconfined fires in occupied one- and two-family buildings, smoke alarms were reported present in 44% and absent in 23%; firefighters could not tell in 33%. In nonconfined multifamily fires, alarms were present in 64% and absent in 18%.
Alarms were reported to have operated in 26% of the one- and two-family fires and 42% of the multifamily fires. These are shares of incidents reported to NFIRS, not national estimates, and the two reports use different sets of fires, so the columns are not exact comparisons.
Smoke alarms in nonconfined residential building fires reported to NFIRS, 2017 to 2019 (raw NFIRS shares, not national estimates; the multifamily 'present' rows add to 65% rather than 64% because of USFA's rounding)
Smoke alarm statusOne- and two-family (occupied buildings)Multifamily (all buildings)
Present44%64%
Present and operated26%42%
Present, failed to operate5%6%
Present, fire too small to activate6%8%
Present, operation undetermined7%9%
None present23%18%
Undetermined33%18%

What this means for landlords

These figures describe fires nationally, not the risk at any one property. Some considerations follow from them.
  • Cooking is the most common cause in every building type, so the kitchen may deserve the most attention in move-in walkthroughs and tenant materials.
  • Heating causes a larger share of fires in houses and duplexes than in apartment buildings, and USFA links the winter rise in fires partly to heating. USFA recommends having heating equipment and chimneys cleaned and inspected by a professional each year.
  • USFA recommends smoke alarms inside and outside each bedroom and sleeping area and on every level, interconnected so one sounding sets off all of them, tested monthly and replaced 10 years from the manufacture date, or as the manufacturer's instructions say.
  • Smoke and carbon monoxide alarm requirements vary by state and locality. USFA notes that a city, county or state may require a specific type of alarm, so check local rules.
  • Insurance and older-building condition are covered separately on the insurance cost and rental housing condition pages linked below.

Methodology

The yearly figures are USFA's national estimates from its residential fire estimate summaries for 2014 to 2023, retrieved 2026-10-25. USFA builds these by scaling data from its National Fire Incident Reporting System (NFIRS) to totals from NFPA's annual Survey of Fire Departments, and it adjusts earlier years' dollar loss for inflation, as described in its national estimates methodology dated 2012.
The comparisons by building type, cause, area of origin and smoke alarms come from USFA's Topical Fire Report Series reports on residential, one- and two-family and multifamily building fires, which cover NFIRS data for 2017 to 2019 and follow USFA's Volume 21 data sources and methodology document. Cause and origin shares have unknowns apportioned by USFA.
Our calculations are each cause's share of 2023 residential building fires, the 2014-to-2023 endpoint changes, and the share of residential fire deaths in one- and two-family buildings (USFA's one- and two-family average divided by its all-residential average for the same years). They are rounded once.

Limitations

  • Fire department participation in NFIRS is voluntary. USFA says NFIRS captured 68% of NFPA's estimated fires in 2017 to 2019 and is not a complete census, which is why it publishes scaled national estimates.
  • USFA has posted a 2024 headline estimate of residential building fires, but not yet 2024 deaths, injuries, losses or cause counts in its detailed summaries, so this page reports 2023 as the latest full year.
  • The building-type, cause and smoke alarm figures are from 2017 to 2019, the latest years USFA has published in those reports. Patterns may have changed since.
  • USFA notes that small, confined fires in one- and two-family homes are not reported to fire departments as often, which it suggests may help explain why cooking makes up a larger share of reported fires in apartment buildings than in houses.
  • Smoke alarm shares are raw NFIRS counts, not national estimates. The one- and two-family figures cover occupied buildings only and the multifamily figures cover all buildings, and in many large fires firefighters could not determine whether an alarm was present.
  • USFA's one- and two-family category includes manufactured homes and duplexes. The data do not separate owner-occupied homes from rentals, and this page is national; USFA's state profiles give state NFIRS snapshots.
  • USFA's summary page does not explain how its 10-year trends are calculated; they differ from simple first-to-last-year changes and, by our check, match a least-squares trend line.
Bar chart of the U.S. Fire Administration's national estimates of residential building fires each year from 2014 to 2023, in thousands: 2014 379.5; 2015 380.9; 2016 364.3; 2017 371.5; 2018 379.6; 2019 354.4; 2020 372.0; 2021 353.5; 2022 374.3; 2023 344.6. The 2023 estimate was 344,600 fires, the lowest in the period.
Residential building fires, USFA national estimates, 2014 to 2023, in thousands. Source: U.S. Fire Administration.
Grouped bar chart of the leading causes of residential building fires reported to the National Fire Incident Reporting System, 2017 to 2019, as shares of all fires in each building type with unknown causes apportioned, from the U.S. Fire Administration. Cooking: 37% of 1- and 2-family fires and 74% of multifamily fires; Heating: 12% of 1- and 2-family fires and 4% of multifamily fires; Other careless: 10% of 1- and 2-family fires and 4% of multifamily fires; Electrical: 9% of 1- and 2-family fires and 3% of multifamily fires; Open flame: 6% of 1- and 2-family fires and 2% of multifamily fires; Intentional: 5% of 1- and 2-family fires and 2% of multifamily fires.
Leading causes of residential building fires by building type, 2017 to 2019, unknown causes apportioned. Source: USFA Topical Fire Report Series, Volume 21, Issues 6 and 7.

Questions that come up

Does this page show fire risk for my city or building?

No. These are national estimates and national NFIRS shares. USFA's state profiles summarize fires reported to NFIRS by state, and local fire departments or state fire marshals may have more detail.

Does this page separate rental homes from owner-occupied homes?

No. USFA reports fires by building type, such as one- and two-family or multifamily buildings, not by whether the home is rented.

What is a confined fire?

USFA calls a fire confined when it stays within a pot, fireplace or similar noncombustible container. These fires rarely cause serious injury or large losses; nonconfined fires spread beyond them.

Does this page cover carbon monoxide incidents?

No. The figures here are fires. Carbon monoxide alarm requirements, like smoke alarm requirements, vary by state and locality.

Sources and references

Follow each source to check the underlying claim. Access checks and professional review are different steps.
1. Primary source · U.S. Fire Administration (FEMA)
Residential Fire Estimate Summaries (2014-2023)
National estimates of residential building fires, deaths, injuries and dollar loss for each year from 2014 to 2023 (344,600 fires, 2,890 deaths, 10,400 injuries and $11,266,200,000 in 2023), and USFA's 10-year trends, with dollar loss adjusted to 2023 values.
Source checked 2026-10-25
Automated source-access check: 2026-10-25.
2. Primary source · U.S. Fire Administration (FEMA)
Residential building fire causes (2014-2023)
National estimates of the leading causes of residential building fires each year from 2014 to 2023 (167,800 cooking fires in 2023) and USFA's 10-year trends by cause.
Source checked 2026-10-25
Automated source-access check: 2026-10-25.
3. Primary source · U.S. Fire Administration (FEMA)
One- and Two-Family Residential Building Fires (2017-2019), Topical Fire Report Series, Volume 21, Issue 6
Annual averages for 2017 to 2019 (230,500 fires, 2,220 deaths, 7,250 injuries, $6 billion), share of residential fires, loss measures, leading causes and areas of origin with unknowns apportioned, smoke alarm data for nonconfined fires in occupied buildings, seasonality and the building-type definition.
Source checked 2026-10-25
Automated source-access check: 2026-10-25.
4. Primary source · U.S. Fire Administration (FEMA)
Multifamily Residential Building Fires (2017-2019), Topical Fire Report Series, Volume 21, Issue 7
Annual averages for 2017 to 2019 (106,700 fires, 400 deaths, 3,875 injuries, $1.7 billion), share of residential fires, loss measures, leading causes and areas of origin with unknowns apportioned, smoke alarm data for nonconfined fires, seasonality and the building-type definition.
Source checked 2026-10-25
Automated source-access check: 2026-10-25.
5. Primary source · U.S. Fire Administration (FEMA)
Residential Building Fires (2017-2019), Topical Fire Report Series, Volume 21, Issue 2
All residential building fire averages for 2017 to 2019 (368,500 fires, 2,770 deaths), the definition of residential buildings, the definitions of confined and nonconfined fires, the dinner-hour peak, and the note that fire department participation in NFIRS is voluntary, with NFIRS capturing 68% of NFPA's estimated fires in 2017 to 2019.
Source checked 2026-10-25
Automated source-access check: 2026-10-25.
6. Primary source · U.S. Fire Administration (FEMA)
National Estimates Methodology for Building Fires and Losses (August 2012)
How USFA scales NFIRS data to national estimates using NFPA's annual Survey of Fire Departments, and the CPI adjustment of prior-year dollar loss.
Source checked 2026-10-25
Automated source-access check: 2026-10-25.
7. Primary source · U.S. Fire Administration (FEMA)
Smoke alarms
USFA guidance: alarms inside and outside each bedroom and sleeping area and on every level, interconnected alarms, monthly testing, replacing alarms 10 years from the manufacture date (or as the manufacturer's instructions say), and that a city, county or state may require a specific type of alarm.
Source checked 2026-10-25
Automated source-access check: 2026-10-25.
8. Primary source · U.S. Fire Administration (FEMA)
Statistics
2024 estimate of 343,000 residential building fires and 2024 cause shares (cooking 46.7%).
Source checked 2026-10-25
Automated source-access check: 2026-10-25.
9. Primary source · U.S. Fire Administration (FEMA)
Heating Fire Safety
Yearly professional cleaning and inspection of heating equipment and chimneys.
Source checked 2026-10-25
Automated source-access check: 2026-10-25.
10. Primary source · U.S. Fire Administration (FEMA)
State Fire Loss and Fire Department Profiles
State snapshots of fire losses reported through NFIRS in 2023.
Source checked 2026-10-25
Automated source-access check: 2026-10-25.
11. Primary source · U.S. Fire Administration (FEMA)
Fatal Fires in Residential Buildings (2018-2020), Topical Fire Report Series, Volume 22, Issue 2
79% of residential fatal fires in 2018 to 2020 occurred in one- and two-family dwellings.
Source checked 2026-10-25
Automated source-access check: 2026-10-25.
12. Primary source · U.S. Fire Administration (FEMA)
Data Sources and National Estimates Methodology, Topical Fire Report Series, Volume 21
Data sources and national estimates methodology for the Volume 21 topical fire reports.
Source checked 2026-10-25
Automated source-access check: 2026-10-25.

Revision history

2026-10-25
First publication with USFA's residential fire estimates for 2014 to 2023 and its 2017 to 2019 building-type reports.
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